{"id":2867,"date":"2025-06-23T10:09:16","date_gmt":"2025-06-23T04:39:16","guid":{"rendered":"https:\/\/smartgyantips.in\/?p=2867"},"modified":"2025-06-23T10:09:18","modified_gmt":"2025-06-23T04:39:18","slug":"ghar-baithe-online-nivesh-kaise-karen-2025","status":"publish","type":"post","link":"https:\/\/smartgyantips.in\/hi\/ghar-baithe-online-nivesh-kaise-karen-2025\/","title":{"rendered":"2025 \u092e\u0947\u0902 \u0918\u0930 \u092c\u0948\u0920\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u0928\u093f\u0935\u0947\u0936 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902 \u2013 \u092b\u0941\u0932 \u0917\u093e\u0907\u0921 \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\ud83d\udd35 \u0932\u0947\u0916:<\/h1>\n\n\n\n<p><strong>\u0928\u093f\u0935\u0947\u0936 (Investment)<\/strong> \u0938\u093f\u0930\u094d\u092b \u0905\u092e\u0940\u0930 \u0932\u094b\u0917\u094b\u0902 \u092f\u093e \u092c\u0921\u093c\u0947-\u092c\u0921\u093c\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0940 \u091a\u0940\u091c\u093c \u0928\u0939\u0940\u0902 \u0930\u0939\u0940\u0964 2025 \u092e\u0947\u0902, \u0939\u0930 \u0915\u094b\u0908 \u2013 \u091a\u093e\u0939\u0947 \u0935\u0939 \u091b\u093e\u0924\u094d\u0930 \u0939\u094b, \u0928\u094c\u0915\u0930\u0940\u092a\u0947\u0936\u093e \u0939\u094b \u092f\u093e \u0917\u0943\u0939\u093f\u0923\u0940 \u2013 <strong>\u0911\u0928\u0932\u093e\u0907\u0928 \u0928\u093f\u0935\u0947\u0936<\/strong> \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u0940 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u091c\u092c\u0942\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u0940 \u092c\u093e\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0905\u092c \u0906\u092a\u0915\u094b \u0915\u0939\u0940\u0902 \u091c\u093e\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948 \u2013 <strong>\u0918\u0930 \u092c\u0948\u0920\u0947 \u092b\u094b\u0928 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936<\/strong> \u0938\u0902\u092d\u0935 \u0939\u0948, \u0935\u0939 \u092d\u0940 \u0915\u092e \u092a\u0948\u0938\u094b\u0902 \u0938\u0947 \u0914\u0930 \u092c\u093f\u0928\u093e \u0915\u093f\u0938\u0940 \u091c\u091f\u093f\u0932 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u0947\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83e\ude99 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u092e\u0939\u0924\u094d\u0935 \u0915\u094d\u092f\u094b\u0902 \u092c\u0922\u093c\u093e?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092e\u0939\u0902\u0917\u093e\u0908 \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948 \u2013 \u0938\u0947\u0935\u093f\u0902\u0917 \u0905\u0915\u093e\u0909\u0902\u091f \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u0930\u0916\u0928\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0928\u0939\u0940\u0902<\/li>\n\n\n\n<li>\u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u092b\u094d\u0930\u0940\u0921\u092e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u092a\u0948\u0938\u093f\u0935 \u0907\u0928\u0915\u092e \u0915\u093e \u091c\u0930\u093f\u092f\u093e \u092c\u0928 \u0938\u0915\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948 (Education, Marriage, Emergency)<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong>2025 \u092e\u0947\u0902 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0928\u093f\u0935\u0947\u0936 \u0939\u0940 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u091c\u0940\u0935\u0928 \u0939\u0948\u0964<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcf2 Step 1: \u0905\u092a\u0928\u093e \u092b\u093e\u0907\u0928\u0947\u0902\u0936\u093f\u092f\u0932 \u0917\u094b\u0932 \u0924\u092f \u0915\u0930\u0947\u0902<\/h3>\n\n\n\n<p>\u0938\u092c\u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u094b\u091a\u093f\u090f \u0915\u093f \u0906\u092a \u0928\u093f\u0935\u0947\u0936 \u0915\u094d\u092f\u094b\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>3 \u0938\u093e\u0932 \u092e\u0947\u0902 \u0915\u093e\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u0939\u0948?<\/li>\n\n\n\n<li>\u092c\u091a\u094d\u091a\u0947 \u0915\u0940 \u092a\u0922\u093c\u093e\u0908 \u0915\u0947 \u0932\u093f\u090f \u092b\u0902\u0921 \u091a\u093e\u0939\u093f\u090f?<\/li>\n\n\n\n<li>\u0930\u093f\u091f\u093e\u092f\u0930\u092e\u0947\u0902\u091f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0915\u0930\u0928\u0940 \u0939\u0948?<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0917\u094b\u0932 \u0938\u094d\u092a\u0937\u094d\u091f \u0939\u094b\u0917\u093e \u0924\u094b \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0924\u0930\u0940\u0915\u093e \u092d\u0940 \u0906\u0938\u093e\u0928 \u0939\u094b\u0917\u093e\u0964<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udfe6 Step 2: \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0911\u0928\u0932\u093e\u0907\u0928 \u0935\u093f\u0915\u0932\u094d\u092a<\/h3>\n\n\n\n<p><strong>1. SIP (Systematic Investment Plan)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092e\u0902\u0925\u0932\u0940 \u091b\u094b\u091f\u0947-\u091b\u094b\u091f\u0947 \u0905\u092e\u093e\u0909\u0902\u091f \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924<\/li>\n\n\n\n<li>\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936<\/li>\n\n\n\n<li>500 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0938\u0902\u092d\u0935<\/li>\n<\/ul>\n\n\n\n<p><strong>2. \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094d\u0938<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0905\u0932\u0917-\u0905\u0932\u0917 Risk Profiles<\/li>\n\n\n\n<li>Tax Saving \u0935\u093f\u0915\u0932\u094d\u092a (ELSS)<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Digital Gold<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Paytm, PhonePe, Groww \u092a\u0930 \u0916\u0930\u0940\u0926\u0947\u0902<\/li>\n\n\n\n<li>1 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0938\u0902\u092d\u0935<\/li>\n<\/ul>\n\n\n\n<p><strong>4. \u0936\u0947\u092f\u0930 \u092e\u093e\u0930\u094d\u0915\u0947\u091f (For Advanced Users)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zerodha, Upstox, AngelOne \u0910\u092a \u0938\u0947<\/li>\n\n\n\n<li>\u0930\u093f\u0938\u0930\u094d\u091a \u091c\u0930\u0942\u0930\u0940<\/li>\n<\/ul>\n\n\n\n<p><strong>5. P2P Lending \/ FD \/ NPS \/ Bonds<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Long-term Security \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1 <strong>\u091f\u093f\u092a:<\/strong> Beginners \u0915\u0947 \u0932\u093f\u090f SIP \u0914\u0930 Gold \u0938\u092c\u0938\u0947 \u0938\u0930\u0932 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd10 Step 3: \u0938\u0939\u0940 \u0910\u092a \u0915\u093e \u091a\u0941\u0928\u093e\u0935 \u0915\u0930\u0947\u0902<\/h3>\n\n\n\n<p><strong>Popular Safe Apps:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Groww<\/strong> \u2013 SIP, Stocks, Gold<\/li>\n\n\n\n<li><strong>Zerodha (Kite)<\/strong> \u2013 Trading \u0914\u0930 Mutual Fund<\/li>\n\n\n\n<li><strong>Paytm Money<\/strong> \u2013 Tax Saver + Investment<\/li>\n\n\n\n<li><strong>ET Money<\/strong> \u2013 Budget + Investment<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc \u0907\u0928 \u0910\u092a\u094d\u0938 \u092e\u0947\u0902 KYC Online \u0939\u094b\u0924\u0940 \u0939\u0948 \u2013 \u0906\u0927\u093e\u0930 \u0914\u0930 PAN \u0938\u0947<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcbc Step 4: \u090f\u0915 \u091b\u094b\u091f\u093e \u0905\u092e\u093e\u0909\u0902\u091f \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902<\/h3>\n\n\n\n<p><strong>How To Start:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u20b9500 \u0938\u0947 SIP \u091a\u093e\u0932\u0942 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u20b9100 \u0938\u0947 Digital Gold \u0916\u0930\u0940\u0926\u0947\u0902<\/li>\n\n\n\n<li>\u20b91000 \u0938\u0947 Fixed Deposit \u092f\u093e Bond<\/li>\n\n\n\n<li>\u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902 \u0915\u093f \u0928\u093f\u0935\u0947\u0936 Regular \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1 <strong>Beginner\u2019s Tip:<\/strong> \u0936\u0941\u0930\u0941\u0906\u0924\u0940 6 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947\u0935\u0932 \u0938\u0940\u0916\u0947\u0902 \u0914\u0930 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u092c\u0922\u093c\u093e\u090f\u0901\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udcca \u0928\u093f\u0935\u0947\u0936 \u0924\u0941\u0932\u0928\u093e \u0938\u093e\u0930\u0923\u0940:<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0935\u093f\u0915\u0932\u094d\u092a<\/th><th>\u0936\u0941\u0930\u0942\u0906\u0924\u0940 \u0905\u092e\u093e\u0909\u0902\u091f<\/th><th>\u0930\u093f\u0938\u094d\u0915 \u0932\u0947\u0935\u0932<\/th><th>\u0930\u093f\u091f\u0930\u094d\u0928<\/th><\/tr><\/thead><tbody><tr><td>SIP<\/td><td>\u20b9500<\/td><td>Medium<\/td><td>10\u201315%<\/td><\/tr><tr><td>Digital Gold<\/td><td>\u20b91<\/td><td>Low<\/td><td>6\u20138%<\/td><\/tr><tr><td>Stock<\/td><td>\u20b91<\/td><td>High<\/td><td>12\u201325%<\/td><\/tr><tr><td>FD<\/td><td>\u20b91000<\/td><td>Low<\/td><td>5\u20137%<\/td><\/tr><tr><td>ELSS<\/td><td>\u20b9500<\/td><td>Medium<\/td><td>12\u201316%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\u26a0\ufe0f \u0915\u094d\u092f\u093e \u0938\u093e\u0935\u0927\u093e\u0928\u093f\u092f\u093e\u0901 \u0930\u0916\u0947\u0902?<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092c\u093f\u0928\u093e \u0930\u093f\u0938\u0930\u094d\u091a \u0915\u093f\u0938\u0940 \u0938\u094d\u0915\u0940\u092e \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u0928 \u0932\u0917\u093e\u090f\u0902<\/li>\n\n\n\n<li>\u0915\u094b\u0908 \u092d\u0940 \u0932\u093f\u0902\u0915 \u092f\u093e \u0905\u0928\u091c\u093e\u0928 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0928 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u0915\u092d\u0940 \u092d\u0940 \u0932\u0949\u0917\u093f\u0928 \u0921\u093f\u091f\u0947\u0932\u094d\u0938 \u0936\u0947\u092f\u0930 \u0928 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>FD \u0914\u0930 SIP \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u092b\u094d\u0930\u0949\u0921 \u0915\u0949\u0932\u094d\u0938 \u0938\u0947 \u0938\u0924\u0930\u094d\u0915 \u0930\u0939\u0947\u0902<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc Google Play \u092a\u0930 \u0910\u092a\u094d\u0938 \u0915\u0947 \u0930\u093f\u0935\u094d\u092f\u0942 \u091c\u093c\u0930\u0942\u0930 \u092a\u0922\u093c\u0947\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udce2 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937:<\/h5>\n\n\n\n<p>2025 \u092e\u0947\u0902 \u0911\u0928\u0932\u093e\u0907\u0928 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u0905\u092c \u092c\u0939\u0941\u0924 \u0938\u0930\u0932 \u0939\u094b \u091a\u0941\u0915\u093e \u0939\u0948\u0964 \u0906\u092a \u091b\u094b\u091f\u0947-\u091b\u094b\u091f\u0947 \u0905\u092e\u093e\u0909\u0902\u091f \u0938\u0947, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0914\u0930 \u092a\u0942\u0930\u0940 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e \u0915\u0947 \u0938\u093e\u0925 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u092a\u094d\u0932\u093e\u0928\u093f\u0902\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p><strong>\u092c\u0938 \u090f\u0915 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0940\u091c\u093f\u090f \u2013 \u0914\u0930 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u0915\u0940 \u0913\u0930 \u0915\u0926\u092e \u092c\u0922\u093c\u093e\u0907\u090f\u0964<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h6 class=\"wp-block-heading\">\ud83e\udde0 &#8220;\u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u0938\u093f\u0930\u094d\u092b \u092a\u0948\u0938\u0947 \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u0924\u0947, \u0906\u0924\u094d\u092e\u0935\u093f\u0936\u094d\u0935\u093e\u0938 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092d\u0940 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964&#8221;<\/h6>\n\n\n\n<p>\u2014 \u090f\u0915\u092c\u093e\u0932 \u092e\u0902\u0921\u0932, \u0932\u0947\u0916\u0915<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1750653388546\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q: \u0915\u094d\u092f\u093e \u092c\u093f\u0928\u093e \u0936\u0947\u092f\u0930 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u091c\u094d\u091e\u093e\u0928 \u0915\u0947 \u092d\u0940 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>A: \u0939\u093e\u0902, SIP \u0914\u0930 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u091c\u0948\u0938\u0947 \u0935\u093f\u0915\u0932\u094d\u092a Beginners \u0915\u0947 \u0932\u093f\u090f \u0906\u0938\u093e\u0928 \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1750653412364\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q: \u0918\u0930 \u092c\u0948\u0920\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u0947 \u0910\u092a\u094d\u0938 \u092c\u0947\u0939\u0924\u0930 \u0939\u0948\u0902?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>A: Zerodha, Groww, Paytm Money, \u0914\u0930 ET Money \u091c\u0948\u0938\u0947 \u0910\u092a\u094d\u0938 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0938\u0941\u0935\u093f\u0927\u093e\u091c\u0928\u0915 \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>2025 \u092e\u0947\u0902 \u0918\u0930 \u0938\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u0928\u093f\u0935\u0947\u0936 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902? \u091c\u093e\u0928\u093f\u090f SIP, \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921, \u0917\u094b\u0932\u094d\u0921 \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0914\u0930 \u0906\u0938\u093e\u0928 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u092a\u0942\u0930\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940\u0964<\/p>","protected":false},"author":1,"featured_media":2868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[2],"tags":[72,69,70,71,73],"class_list":["post-2867","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-finance","tag-sip--","tag---2025","tag-70","tag-71","tag-73"],"_links":{"self":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/2867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/comments?post=2867"}],"version-history":[{"count":0,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/2867\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media\/2868"}],"wp:attachment":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media?parent=2867"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/categories?post=2867"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/tags?post=2867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}