{"id":3071,"date":"2025-06-28T02:16:56","date_gmt":"2025-06-27T20:46:56","guid":{"rendered":"https:\/\/smartgyantips.in\/?p=3071"},"modified":"2025-06-28T02:16:58","modified_gmt":"2025-06-27T20:46:58","slug":"smart-investment-trend-2025","status":"publish","type":"post","link":"https:\/\/smartgyantips.in\/hi\/smart-investment-trend-2025\/","title":{"rendered":"2025 \u0915\u0940 Smart Investment \u091f\u094d\u0930\u0947\u0902\u0921: \u092d\u093e\u0930\u0924\u0940\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f 5 \u0936\u093e\u0928\u0926\u093e\u0930 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0938\u0941\u091d\u093e\u0935!"},"content":{"rendered":"<p>2025 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0928\u090f \u0906\u092f\u093e\u092e \u0932\u0947\u0915\u0930 \u0906\u092f\u093e \u0939\u0948: \u0921\u093f\u091c\u093f\u091f\u0932 \u092f\u0941\u0917 \u092e\u0947\u0902 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u0938\u0947 \u0927\u0928 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0915\u0948\u0938\u0947 \u092c\u0922\u093c\u093e\u090f\u0902? \u092f\u0939 \u0906\u0930\u094d\u091f\u093f\u0915\u0932 5 \u092f\u094b\u091c\u0928\u093e\u092c\u0926\u094d\u0927 \u0924\u0930\u0940\u0915\u0947 \u092c\u0924\u093e\u090f\u0917\u093e, \u091c\u093f\u0938\u0938\u0947 \u0939\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u092a\u0928\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u094b \u0938\u0940\u0927\u0947 \u0938\u092b\u0932\u0924\u093e \u0915\u0940 \u0930\u093e\u0939 \u092a\u0930 \u0932\u0947 \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">\ud83d\udca1 \u091f\u094d\u0930\u0947\u0902\u0921 1: \u0921\u093e\u092f\u0935\u0930\u094d\u0938\u093f\u092b\u093e\u0907\u0921 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b<\/h1>\n\n\n\n<p>\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0928\u0947 \u092b\u093f\u0930 \u090f\u0915 \u092c\u093e\u0930 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f\u0924\u093e \u092c\u0922\u093c\u093e\u0908 \u0939\u0948 \u2013 \u0907\u0915\u094d\u0935\u093f\u091f\u0940, \u0921\u0947\u091f \u0914\u0930 \u0917\u094b\u0932\u094d\u0921 \u092b\u0902\u0921\u094d\u0938 \u0915\u093e \u0938\u0939\u0940 \u0938\u0902\u0924\u0941\u0932\u0928 \u0906\u092a\u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u093e \u0939\u0948\u0964<br><strong>\ud83d\ude80 \u0938\u0941\u091d\u093e\u0935:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0907\u0915\u094d\u0935\u093f\u091f\u0940 \u092e\u0947\u0902 50%, \u0921\u0947\u091f \u092e\u0947\u0902 30%, \u0917\u094b\u0932\u094d\u0921 \u092e\u0947\u0902 20%<\/li>\n\n\n\n<li>SIP \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 disciplined \u0928\u093f\u0935\u0947\u0936<\/li>\n\n\n\n<li>\u0939\u0930 6 \u092e\u093e\u0939 \u092e\u0947\u0902 \u0930\u093f\u0935\u094d\u092f\u0942 \u0915\u0930 \u092c\u0948\u0932\u0947\u0902\u0938 \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udcf1 \u091f\u094d\u0930\u0947\u0902\u0921 2: FinTech-driven \u0921\u093f\u091c\u093f\u091f\u0932 \u092c\u091a\u0924 \u092f\u094b\u091c\u0928\u093e\u090f\u0901<\/h2>\n\n\n\n<p>20% \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0924\u0930\u0940\u0915\u0947 \u091c\u0948\u0938\u0947 \u0938\u094d\u092e\u093e\u0930\u094d\u091f FD, P2P \u0932\u0947\u0902\u0921\u093f\u0902\u0917, \u0914\u0930 \u0930\u0949\u092c\u094b-\u0905\u0921\u0935\u093e\u0907\u091c\u0930 \u0928\u093f\u0935\u0947\u0936 \u0905\u092c \u0906\u0938\u093e\u0928 \u0939\u0948\u0902\u0964<br><strong>\ud83d\ude80 \u0938\u0941\u091d\u093e\u0935:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092e\u0948\u092a \u0915\u0930\u0947\u0902 \u0930\u093f\u091f\u0930\u094d\u0928 vs \u0930\u093f\u0938\u094d\u0915<\/li>\n\n\n\n<li>Auto-rebalance \u0938\u0947\u091f \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u091b\u094b\u091f\u0947 \u092a\u0948\u092e\u093e\u0928\u0947 \u092a\u0930 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0938\u094d\u0915\u0947\u0932 \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcc8 \u091f\u094d\u0930\u0947\u0902\u0921 3: SIP in Sectoral ETFs<\/h3>\n\n\n\n<p>\u092a\u094d\u0930\u094c\u0926\u094d\u092f\u094b\u0917\u093f\u0915\u0940, \u0939\u0947\u0932\u094d\u0925\u0915\u0947\u092f\u0930, \u0930\u093f\u0928\u094d\u092f\u0942\u090f\u092c\u0932 \u090f\u0928\u0930\u094d\u091c\u0940 \u091c\u0948\u0938\u0947 \u0938\u0947\u0915\u094d\u091f\u0930\u094d\u0938 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0905\u092c ETF \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0930\u0932 \u0939\u094b \u0917\u092f\u093e \u0939\u0948\u0964<br><strong>\ud83d\ude80 \u0938\u0941\u091d\u093e\u0935:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10\u201315% \u0928\u093f\u0935\u0947\u0936 \u0910\u0938\u0947 ETFs \u092e\u0947\u0902 \u0930\u0916\u0947\u0902<\/li>\n\n\n\n<li>\u0915\u092e \u0916\u0930\u094d\u091a \u0935\u093e\u0932\u093e ETF \u091a\u0941\u0928\u0947\u0902<\/li>\n\n\n\n<li>\u0935\u093f\u0937\u092f\u0917\u0924 \u0930\u0941\u091d\u093e\u0928 \u092a\u0930 \u0928\u091c\u0930 \u0930\u0916\u0947\u0902<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83c\udfe1 \u091f\u094d\u0930\u0947\u0902\u0921 4: \u0917\u094b\u0932\u094d\u0921 + \u0930\u093f\u092f\u0932 \u090f\u0938\u094d\u091f\u0947\u091f \u0915\u0940 \u0915\u0949\u092e\u094d\u092c\u093f\u0928\u0947\u0936\u0928 \u0938\u094d\u091f\u094d\u0930\u0948\u091f\u0947\u091c\u0940<\/h4>\n\n\n\n<p>\u0921\u093f\u091c\u093f\u091f\u0932 \u0917\u094b\u0932\u094d\u0921 (SGBs, \u092a\u0947\u091f\u0940\u090f\u092e \u0917\u094b\u0932\u094d\u0921) \u0914\u0930 \u092a\u094d\u0930\u0949\u092a\u0930\u094d\u091f\u0940 REITs \u0906\u092a\u0915\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092e\u0947\u0902 \u092e\u0926\u0926\u0917\u093e\u0930 \u0939\u0948\u0902\u0964<br><strong>\ud83d\ude80 \u0938\u0941\u091d\u093e\u0935:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u0941\u0932 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e 15\u201320% \u0917\u094b\u0932\u094d\u0921 \u092e\u0947\u0902 \u0930\u0916\u0947\u0902<\/li>\n\n\n\n<li>REITs \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902, \u091b\u094b\u091f\u0947 \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092d\u0940 \u092b\u093e\u092f\u0926\u093e<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83c\udf31 \u091f\u094d\u0930\u0947\u0902\u0921 5: ESG (Environment, Social, Governance) \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u093f\u0902\u0917<\/h5>\n\n\n\n<p>\u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u093f\u0935\u0947\u0936 \u0905\u092c \u091f\u094d\u0930\u0947\u0902\u0921 \u092e\u0947\u0902. ESG \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u0902\u092a\u0928\u093f\u0913\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u091f\u093f\u0915\u093e\u090a \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0902\u0964<br><strong>\ud83d\ude80 \u0938\u0941\u091d\u093e\u0935:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ESG \u0930\u0947\u091f\u093f\u0902\u0917 \u0935\u093e\u0932\u0947 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u091a\u0941\u0928\u0947\u0902<\/li>\n\n\n\n<li>Impact \u0930\u093f\u092a\u094b\u0930\u094d\u091f\u094d\u0938 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902<\/li>\n\n\n\n<li>LPF (Low\u2011carbon, Plastic\u2011free) \u0938\u094d\u0915\u0940\u092e\u094d\u0938 \u0926\u0947\u0916\u0947\u0902<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h5 class=\"wp-block-heading\">\u2705 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0909\u0926\u093e\u0939\u0930\u0923<\/h5>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0928\u093f\u0935\u0947\u0936 \u0935\u093f\u0927\u093f<\/th><th>\u0905\u0928\u0941\u092a\u093e\u0924<\/th><th>\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928<\/th><th>\u0930\u093f\u0935\u094d\u092f\u0942 \u0905\u0935\u0927\u093f<\/th><\/tr><\/thead><tbody><tr><td>\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921<\/td><td>50%<\/td><td>10\u201112% \u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/td><td>6 \u092e\u093e\u0939 \u092e\u0947\u0902<\/td><\/tr><tr><td>\u0921\u093f\u091c\u093f\u091f\u0932 FD\/P2P<\/td><td>20%<\/td><td>8\u201110% \u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/td><td>3 \u092e\u093e\u0939 \u092e\u0947\u0902<\/td><\/tr><tr><td>\u0938\u0947\u0915\u094d\u091f\u0930\u0932 ETF<\/td><td>10%<\/td><td>12\u201115% \u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/td><td>3\u20116 \u092e\u093e\u0939 \u092e\u0947\u0902<\/td><\/tr><tr><td>\u0917\u094b\u0932\u094d\u0921 + REIT<\/td><td>15%<\/td><td>6\u20119% \u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/td><td>12 \u092e\u093e\u0939 \u092e\u0947\u0902<\/td><\/tr><tr><td>ESG \u092b\u0902\u0921<\/td><td>5%<\/td><td>10\u201112% \u0935\u093e\u0930\u094d\u0937\u093f\u0915<\/td><td>12 \u092e\u093e\u0939 \u092e\u0947\u0902<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udcac \u0909\u0926\u094d\u0927\u0930\u0923<\/h5>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u201cSmart investment isn\u2019t about luck \u2014 it\u2019s about disciplined strategy and informed choices.\u201d<\/p>\n<\/blockquote>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h5 class=\"wp-block-heading\">\u26a0\ufe0f \u0938\u093e\u0935\u0927\u093e\u0928\u0940 (Warning)<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u092d\u0940 \u092d\u0940 \u0938\u093f\u0930\u094d\u092b \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0947\u0916\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0928 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u0936\u0941\u0930\u0941\u0906\u0924 \u092e\u0947\u0902 \u0925\u094b\u0921\u093c\u093e \u0928\u093f\u0935\u0947\u0936, \u0905\u0928\u0941\u092d\u0935 \u092c\u0922\u093c\u0928\u0947 \u092a\u0930 \u0938\u094d\u0915\u0947\u0932 \u0915\u0930\u0947\u0902\u0964<\/li>\n\n\n\n<li>\u091c\u0930\u0942\u0930\u0940 \u091c\u0930\u0942\u0930\u0924 \u092f\u093e EMERGENCY FUND \u092a\u0939\u0932\u0947 \u0930\u0916\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1751057036018\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q1. SIP \u0915\u092c \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p><strong>A:<\/strong> \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u092c\u0947\u0939\u0924\u0930 \u0938\u092e\u092f \u2018\u0906\u091c\u2019 \u0939\u0948\u0964 \u0928\u093f\u092f\u092e\u093f\u0924 SIP \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0914\u0938\u0924 \u0932\u093e\u0917\u0924 \u0915\u092e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751057049615\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q2. \u0938\u0930\u0915\u093e\u0930\u0940 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p><strong>A:<\/strong> HDFC, SBI \u0932\u094b\u0928\u2011\u092b\u094d\u0930\u0940 \u0938\u094d\u0915\u0940\u092e, PPF etc. \u092d\u0940 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751057063125\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q3. \u091c\u094b\u0916\u093f\u092e \u0915\u092e \u0915\u0930\u0928\u093e \u0939\u094b \u0924\u094b?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p><strong>A:<\/strong> \u0921\u0947\u091f \u092b\u0902\u0921\u094d\u0938, SGB, \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u091c\u0948\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0922\u093c\u093e\u090f\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h6 class=\"wp-block-heading\">\u2728 \u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/h6>\n\n\n\n<p>2025 \u0915\u093e \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0907\u0928 \u0938\u092c\u0938\u0947 \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0939\u0947\u0917\u093e \u2014 \u0935\u093f\u0935\u093f\u0927, \u0921\u093f\u091c\u093f\u091f\u0932, \u0914\u0930 \u092a\u0930\u094d\u092f\u093e\u0935\u0930\u0923\u2011\u0939\u093f\u0924\u0948\u0937\u0940 \u0928\u093f\u0935\u0947\u0936, \u091c\u093f\u0938\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b\u0902\u0964 \u0905\u092d\u0940 \u0938\u0947 \u092f\u0947 \u0932\u093f\u0938\u094d\u091f \u0905\u092a\u0928\u093e\u090f\u0902 \u0914\u0930 \u0927\u0948\u0930\u094d\u092f \u0915\u0947 \u0938\u093e\u0925 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0930\u093e\u0939 \u092e\u0947\u0902 \u0906\u0917\u0947 \u092c\u0922\u093c\u0947\u0902\u0964<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>2025 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0907\u0928\u094d\u0935\u0947\u0938\u094d\u091f\u092e\u0947\u0902\u091f \u091f\u094d\u0930\u0947\u0902\u0921\u094d\u0938 +5 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0938\u0941\u091d\u093e\u0935 \u2022 \u0938\u0939\u0940 \u092a\u0948\u0938\u094b\u0902 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u2022 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902!<\/p>","protected":false},"author":1,"featured_media":3073,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[2],"tags":[232,236,233,234,235],"class_list":["post-3071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-finance","tag-2025--","tag-236","tag-233","tag-234","tag-235"],"_links":{"self":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/comments?post=3071"}],"version-history":[{"count":2,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3071\/revisions"}],"predecessor-version":[{"id":3074,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3071\/revisions\/3074"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media\/3073"}],"wp:attachment":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media?parent=3071"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/categories?post=3071"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/tags?post=3071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}