{"id":3301,"date":"2025-07-01T00:15:32","date_gmt":"2025-06-30T18:45:32","guid":{"rendered":"https:\/\/smartgyantips.in\/?p=3301"},"modified":"2025-07-01T00:16:27","modified_gmt":"2025-06-30T18:46:27","slug":"upi-digital-nivesh-2025-bhartiya-vittiya-paridrisya","status":"publish","type":"post","link":"https:\/\/smartgyantips.in\/hi\/upi-digital-nivesh-2025-bhartiya-vittiya-paridrisya\/","title":{"rendered":"UPI \u0938\u0947 \u0932\u0947\u0915\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u093f\u0935\u0947\u0936 \u0924\u0915: 2025 \u092e\u0947\u0902 \u092c\u0926\u0932 \u0930\u0939\u093e \u0939\u0948 \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f"},"content":{"rendered":"<h1 class=\"wp-block-heading\">\u0932\u0947\u0916<\/h1>\n\n\n\n<p>2025 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0926\u0943\u0936\u094d\u092f \u092e\u0947\u0902 \u091c\u092c\u0930\u0926\u0938\u094d\u0924 \u092c\u0926\u0932\u093e\u0935 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948\u0964 UPI \u0928\u0947 \u0915\u0948\u0936\u0932\u0947\u0938 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928\u094d\u0938 \u092e\u0947\u0902 \u0927\u0942\u092e \u092e\u091a\u093e\u0908, \u0935\u0939\u0940\u0902 \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u093e \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0932\u094b\u0928 \u0926\u0947\u0928\u0947 \u092e\u0947\u0902 \u092f\u094b\u0917\u0926\u093e\u0928 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092c\u0922\u093c\u093e \u0939\u0948\u0964 \u0907\u0938 \u0932\u0947\u0916 \u092e\u0947\u0902 \u091c\u093e\u0928\u093f\u090f \u0935\u094b \u092a\u093e\u0902\u091a \u092a\u0949\u091c\u093c\u093f\u091f\u093f\u0935 \u091f\u094d\u0930\u0947\u0902\u0921\u094d\u0938 \u091c\u094b \u0906\u092a\u0915\u0940 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0928\u093f\u0930\u094d\u0923\u092f\u094b\u0902 \u0915\u094b \u0914\u0930 \u0909\u091c\u094d\u091c\u0935\u0932 \u092c\u0928\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83d\udd39 1. UPI \u0915\u093e \u0928\u093f\u0930\u0902\u0924\u0930 \u0935\u093f\u0915\u093e\u0938<\/h2>\n\n\n\n<p>UPI (\u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938) \u0928\u0947 \u092a\u0939\u0932\u0947 \u0939\u0940 800 \u0915\u0930\u094b\u0921\u093c+ \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928\u094d\u0938 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0915\u0947 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0924\u094b\u0921\u093c \u0926\u093f\u090f \u0939\u0948\u0902\u0964<br>\u2022 \u0905\u0917\u0938\u094d\u0924 \u0938\u0947, \u0907\u0902\u0921\u093f\u092f\u093e \u092a\u094b\u0938\u094d\u091f \u092d\u0940 UPI \u0938\u092e\u0930\u094d\u0925\u0928 \u0915\u0930\u0947\u0917\u0940 <br>\u2022 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0914\u0930 \u0936\u0939\u0930\u0940 \u0926\u094b\u0928\u094b\u0902 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u092e\u093f\u0932\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u091f\u093f\u092a:<\/strong><br>\u0930\u094b\u091c\u093e\u0928\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u092c\u093f\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f UPI \u0911\u091f\u094b-\u092a\u0947\u092e\u0947\u0902\u091f \u0938\u0947\u091f \u0915\u0930\u0947\u0902, \u0938\u092e\u092f \u092c\u091a\u093e\u090f\u0902 \u0914\u0930 \u091f\u094d\u0930\u093e\u0902\u091c\u0948\u0915\u094d\u0936\u0928 \u0906\u0927\u093e\u0930\u093f\u0924 \u0930\u093f\u0935\u0949\u0930\u094d\u0921 \u0938\u0941\u0935\u093f\u0927\u093e \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u090f\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udd39 2. \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u093f\u0935\u0947\u0936 \u092e\u0947\u0902 \u0924\u0947\u091c\u0940<\/h3>\n\n\n\n<p>\u092c\u0939\u0941\u0924\u0947\u0930\u0947 \u0928\u093f\u0935\u0947\u0936\u0915 \u0905\u092c \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921, \u0938\u094d\u091f\u0949\u0915\u094d\u0938 \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0917\u094b\u0932\u094d\u0921 \u091c\u0948\u0938\u0947 \u0935\u093f\u0915\u0932\u094d\u092a\u094b\u0902 \u0915\u0940 \u0924\u0930\u092b \u092c\u0922\u093c \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<br>\u2022 NIFTY Next\u201150 \u0914\u0930 Midcap\u2011150 \u092e\u0947\u0902 \u0939\u093e\u0932 \u0915\u0947 \u0926\u093f\u0928\u094b\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c\u093c\u0940 \u0906\u0908 \u0939\u0948 <br>\u2022 ET Now \u0914\u0930 ET Markets \u0915\u093e \u0906\u0915\u0932\u0928 \u0915\u0939\u0924\u093e \u0939\u0948\u2014ICICI \u0914\u0930 RIL \u091c\u0948\u0938\u0947 \u0938\u094d\u091f\u0949\u0915\u094d\u0938 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u0938\u0902\u0915\u0947\u0924 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0939\u0948\u0902 <\/p>\n\n\n\n<p><strong>\u091f\u093f\u092a:<\/strong><br>Systematic Investment Plan (SIP) \u0915\u0947 \u091c\u0930\u093f\u090f \u092e\u093e\u0938\u093f\u0915 \u091b\u094b\u091f\u0940 \u092c\u091a\u0924 \u0938\u0947 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092c\u0921\u093c\u0940 \u092a\u0942\u0902\u091c\u0940 \u092c\u0928\u093e\u090f\u0901\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udd39 3. \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u093e \u0909\u0926\u092f<\/h4>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u093e \u0924\u0947\u091c\u0940 \u0938\u0947 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0939\u0941\u0906 \u0939\u0948:<br>\u2022 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0928\u0947 \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u094b \u091a\u0941\u0928\u094c\u0924\u0940 \u0926\u0940 \u0939\u0948 <br>\u2022 \u0938\u094d\u091f\u093e\u0930\u094d\u091f\u0905\u092a\u094d\u0938 \u0928\u0947 \u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0911\u0928\u0932\u093e\u0907\u0928 \u090b\u0923 \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u0935\u093e\u0928\u0947 \u092e\u0947\u0902 \u092d\u0942\u092e\u093f\u0915\u093e \u0928\u093f\u092d\u093e\u0908 \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u091f\u093f\u092a:<\/strong><br>\u0905\u0917\u0930 \u0938\u0938\u094d\u0924\u0940 \u0926\u0930 \u092a\u0930 \u0924\u0924\u094d\u0915\u093e\u0932 \u0932\u094b\u0928 \u091a\u093e\u0939\u093f\u090f\u2014\u0924\u094b \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u092b\u093f\u0928\u091f\u0947\u0915 \u0910\u092a\/\u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u091a\u0941\u0928\u0947\u0902, \u0914\u0930 EMI \u0936\u0947\u0921\u094d\u092f\u0942\u0932 \u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u092a\u0922\u093c\u0947\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udd39 4. Agri\u2011Fintech: \u0915\u093f\u0938\u093e\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0930\u093e\u0939\u0924<\/h4>\n\n\n\n<p>\u0915\u093f\u0938\u093e\u0928 \u0905\u092c \u0924\u0915\u0928\u0940\u0915 \u0915\u0947 \u0938\u0939\u093e\u0930\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<br>\u2022 AI\u2011\u0906\u0927\u093e\u0930\u093f\u0924 \u091a\u0948\u091f\u092c\u0949\u091f\u094d\u0938 (\u091c\u0948\u0938\u0947 \u201cDhenu 1.0\u201d) \u0939\u093f\u0902\u0926\u0940\u2011\u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u092a\u094c\u0927 \u0914\u0930 \u0916\u0947\u0924\u0940\u2011\u0938\u092e\u094d\u092c\u0902\u0927\u0940 \u0938\u0932\u093e\u0939 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902 <br>\u2022 \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u0947\u0902\u0921\u093f\u0902\u0917 \u0914\u0930 \u0939\u0932\u094d\u0926\u0940\u2011\u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0938\u093e\u0928 \u090b\u0923 \u0909\u092a\u0932\u092c\u094d\u0927\u0924\u093e \u0938\u0947 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0932 \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u091f\u093f\u092a:<\/strong><br>\u092f\u0926\u093f \u0906\u092a \u0916\u0947\u0924\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b Agri\u2011Fintech \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u092a\u0930 \u0905\u092a\u0928\u0940 \u0909\u0930\u094d\u0935\u0930\u0915\/\u092c\u0940\u091c \u0915\u0940 \u092e\u0902\u0926\u0940 \u090b\u0923 \u092f\u094b\u091c\u0928\u093e \u090f\u0915\u094d\u0938\u092a\u094d\u0932\u094b\u0930 \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udd39 5. \u0917\u094d\u0932\u094b\u092c\u0932 \u0906\u0930\u094d\u0925\u093f\u0915 \u092e\u091c\u092c\u0942\u0924\u0940<\/h4>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u0915\u0940 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e 2025\u201326 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u096c.\u096a\u202f% \u0935\u0943\u0926\u094d\u0927\u093f \u0926\u0930 \u092a\u0930 \u0924\u0948\u092f\u093e\u0930 \u0939\u0948 \u0964<br>\u2022 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u091c\u091f \u092e\u0947\u0902 \u0921\u093f\u091c\u093f\u091f\u0932 \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u092a\u0930 \u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0915\u0940 \u0917\u0908 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0926\u0947\u0936\u0940 \u0928\u093f\u0935\u0947\u0936 \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0939\u094b\u0917\u093e <\/p>\n\n\n\n<p><strong>\u091f\u093f\u092a:<\/strong><br>ETF \u0914\u0930 \u0907\u0902\u0921\u0947\u0915\u094d\u0938 \u092b\u0902\u0921 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0947\u0902 \u2013 \u091c\u093f\u0938\u092e\u0947\u0902 Sensex\/Nifty \u091f\u094d\u0930\u0948\u0915\u0930 \u092b\u0902\u0921 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902 \u2013 \u0914\u0930 \u092d\u093e\u0930\u0924 \u0915\u0940 \u0938\u092e\u0917\u094d\u0930 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u094b \u0905\u092a\u0928\u0947 \u0932\u093e\u092d \u092e\u0947\u0902 \u092c\u0926\u0932\u0947\u0902\u0964<\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1751308832828\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q1. \u0915\u094d\u092f\u093e UPI \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0938\u0902\u092d\u0935 \u0939\u0948?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0939\u093e\u0901, \u0915\u0908 \u0910\u092a \u0906\u092a\u0915\u094b UPI \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0940\u0927\u0947 SIP \u0924\u0925\u093e \u0932\u094b\u0928 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751308853045\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q2. \u0921\u093f\u091c\u093f\u091f\u0932 \u0932\u094b\u0928 \u0915\u0947 \u0932\u093f\u090f \u0915\u093f\u0928 \u092c\u093e\u0924\u094b\u0902 \u0915\u093e \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0947\u0902?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>APR (\u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930) \u2022 \u091b\u0941\u092a\u0947 \u0936\u0941\u0932\u094d\u0915 \u2022 EMI \u0935\u093f\u0915\u0932\u094d\u092a<br \/>\u091b\u094b\u091f\u0947 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u092a\u0930 \u091c\u093e\u090f\u0902 \u091c\u093f\u0928\u0915\u093e \u092e\u0928\u092e\u093e\u0928\u093e \u091a\u093e\u0930\u094d\u091c \u0938\u0902\u0930\u091a\u0928\u093e \u0928 \u0939\u094b\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751308866361\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">Q3. Agri\u2011Fintech \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0902 \u0915\u094d\u092f\u093e?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0938\u0930\u0915\u093e\u0930\u0940\/\u092c\u0948\u0902\u0915\u2011\u0915\u092e\u094d\u092a\u0928\u0940 \u0926\u094d\u0935\u093e\u0930\u093e \u092e\u093e\u0928\u094d\u092f \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0905\u0927\u093f\u0915 \u092d\u0930\u094b\u0938\u0947\u092e\u0902\u0926 \u092e\u093e\u0928\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udccc Warnings<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cToo good to be true\u201d \u0911\u0928\u0932\u093e\u0907\u0928 \u0932\u094b\u0928 \u0911\u092b\u0930 \u0938\u0947 \u092c\u091a\u0947\u0902\u2014\u0915\u0941\u091b \u092b\u0930\u094d\u091c\u0940 \u092b\u093f\u0928\u091f\u0947\u0915 \u0927\u094b\u0916\u093e\u0927\u0921\u093c\u0940 \u092b\u0948\u0932\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0928\u093f\u092f\u0924 \u0905\u0935\u0927\u093f, \u0932\u0949\u0915\u2011\u0907\u0928 \u0914\u0930 \u091f\u094d\u0930\u0948\u0915 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u091c\u093e\u0901\u091a\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h6 class=\"wp-block-heading\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/h6>\n\n\n\n<p>2025 \u092e\u0947\u0902 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0928\u0940\u0902\u0935 UPI, \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u093f\u0935\u0947\u0936, \u092b\u093f\u0928\u091f\u0947\u0915 \u0932\u094b\u0928, Agri\u2011Fintech \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u0948\u0964 \u0932\u093e\u0907\u0935 \u0905\u092a\u0921\u0947\u091f, \u0935\u0930\u094d\u0915\u093f\u0902\u0917 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u093e\u0901 \u0914\u0930 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0905\u092a\u0928\u093e\u0915\u0930, \u0906\u092a \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u0906\u0917\u0947 \u092c\u0922\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>\u26a1 \u0905\u0917\u0930 \u0906\u092a\u0915\u094b \u092f\u0939 \u0932\u0947\u0916 \u092a\u0938\u0902\u0926 \u0906\u092f\u093e \u0939\u094b, \u0924\u094b \u2018Trending Today\u2019 \u0938\u0947\u0915\u094d\u0936\u0928 \u092e\u0947\u0902 \u0907\u0938\u0940 \u0924\u0930\u0939 \u0915\u0902\u091f\u0947\u0902\u091f \u0916\u094b\u091c\u093f\u090f!<\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u091c\u093e\u0928\u093f\u090f \u0915\u0948\u0938\u0947 2025 \u092e\u0947\u0902 UPI, \u0921\u093f\u091c\u093f\u091f\u0932 \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0940 \u0928\u0908 \u0932\u0939\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u0915\u094d\u0930\u093e\u0902\u0924\u093f \u0932\u093e \u0930\u0939\u0940 \u0939\u0948\u0964<\/p>","protected":false},"author":1,"featured_media":3305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[209],"tags":[338,335,336,337,290],"class_list":["post-3301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-smart-finance","tag-2025--","tag-upi-","tag-336","tag-337","tag-290"],"_links":{"self":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/comments?post=3301"}],"version-history":[{"count":4,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3301\/revisions"}],"predecessor-version":[{"id":3306,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3301\/revisions\/3306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media\/3305"}],"wp:attachment":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media?parent=3301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/categories?post=3301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/tags?post=3301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}