{"id":3590,"date":"2025-07-08T23:37:59","date_gmt":"2025-07-08T18:07:59","guid":{"rendered":"https:\/\/smartgyantips.in\/?p=3590"},"modified":"2025-07-08T23:38:00","modified_gmt":"2025-07-08T18:08:00","slug":"open-bank-account-online-mobile-free-india","status":"publish","type":"post","link":"https:\/\/smartgyantips.in\/hi\/open-bank-account-online-mobile-free-india\/","title":{"rendered":"\u092c\u093f\u0928\u093e \u0916\u0930\u094d\u091a \u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0915\u0948\u0938\u0947 \u0916\u094b\u0932\u0947\u0902? | \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u092c\u0948\u0902\u0915 \u092e\u0947\u0902 \u092b\u094d\u0930\u0940 \u0911\u0928\u0932\u093e\u0907\u0928 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u092a\u0942\u0930\u0940 \u0917\u093e\u0907\u0921"},"content":{"rendered":"<h2 class=\"wp-block-heading\">\u2705 \u0938\u092e\u0938\u094d\u092f\u093e \u0915\u094d\u092f\u093e \u0939\u0948 (What is the problem)?<\/h2>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u0915\u0947 \u0915\u0908 \u0932\u094b\u0917 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u091c \u092d\u0940:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092c\u0948\u0902\u0915 \u0936\u093e\u0916\u093e \u092e\u0947\u0902 \u0932\u0902\u092c\u0940 \u0932\u093e\u0907\u0928 \u092e\u0947\u0902 \u0932\u0917\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0928\u0947 \u092e\u0947\u0902 \u0917\u0932\u0924\u0940 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u090f\u091c\u0947\u0902\u091f \u092f\u093e \u092c\u094d\u0930\u094b\u0915\u0930\u094d\u0938 \u0915\u094b \u20b9100\u2013\u20b9500 \u0924\u0915 \u092b\u0940\u0938 \u0926\u0947 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u0906\u0927\u093e\u0930\/\u092a\u0948\u0928 \u0915\u0940 \u092b\u094b\u091f\u094b\u0915\u0949\u092a\u0940 \u0915\u0947 \u0932\u093f\u090f \u092c\u093e\u0930-\u092c\u093e\u0930 \u0926\u0941\u0915\u093e\u0928\u094b\u0902 \u092a\u0930 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u092e\u0939\u093f\u0932\u093e\u0913\u0902, \u092c\u0941\u091c\u0941\u0930\u094d\u0917\u094b\u0902 \u0914\u0930 \u0917\u093e\u0902\u0935 \u0915\u0947 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u0924\u0915 \u091c\u093e\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u094b\u0924\u093e \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<p>\u091c\u092c\u0915\u093f \u0906\u091c \u0915\u0947 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0906\u092a <strong>\u0938\u093f\u0930\u094d\u092b \u092e\u094b\u092c\u093e\u0907\u0932 \u0914\u0930 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0938\u0947 \u092b\u094d\u0930\u0940 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0916\u094b\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/strong>, \u0935\u0939 \u092d\u0940 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0935\u0948\u0927 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83e\udde0 \u0932\u094b\u0917 \u0915\u094d\u092f\u093e \u0917\u0932\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902? (Common mistakes in India)<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u092b\u0947\u0915 \u0910\u092a\u094d\u0938 \u092f\u093e \u0932\u093f\u0902\u0915 \u092a\u0930 \u0905\u0915\u093e\u0909\u0902\u091f \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u0915\u094b\u0936\u093f\u0936 \u0915\u0930\u0928\u093e<\/strong><\/li>\n\n\n\n<li><strong>\u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0905\u0927\u0942\u0930\u0940 \u091b\u094b\u0921\u093c \u0926\u0947\u0928\u093e \u2013 \u091c\u093f\u0938\u0938\u0947 \u0916\u093e\u0924\u093e \u092c\u094d\u0932\u0949\u0915 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948<\/strong><\/li>\n\n\n\n<li><strong>\u092c\u093f\u0928\u093e \u0906\u0927\u093e\u0930-\u092a\u0948\u0928 \u0915\u0947 \u0905\u0915\u093e\u0909\u0902\u091f \u092c\u0928\u093e\u0928\u093e \u2013 \u091c\u093f\u0938\u0938\u0947 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0926\u093f\u0915\u094d\u0915\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948<\/strong><\/li>\n\n\n\n<li><strong>\u092c\u0948\u0902\u0915 \u0915\u0947 \u0911\u092b\u093f\u0936\u093f\u092f\u0932 \u0910\u092a \u0915\u0940 \u091c\u0917\u0939 \u0925\u0930\u094d\u0921-\u092a\u093e\u0930\u094d\u091f\u0940 \u0910\u092a \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\/strong><\/li>\n\n\n\n<li><strong>\u0938\u093f\u0930\u094d\u092b Zero Balance \u0926\u0947\u0916\u0928\u0947 \u0915\u0947 \u091a\u0915\u094d\u0915\u0930 \u092e\u0947\u0902 \u092b\u0940\u091a\u0930 \u0928 \u0926\u0947\u0916\u0928\u093e \u2013 ATM, UPI, \u0906\u0926\u093f \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0902<\/strong><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udd93 100% \u092b\u094d\u0930\u0940 \u0938\u092e\u093e\u0927\u093e\u0928 \u2013 Step-by-Step \u0917\u093e\u0907\u0921 <\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udfe6 1. \u0915\u094c\u0928-\u0915\u094c\u0928 \u0938\u0947 \u092c\u0948\u0902\u0915 \u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u0947 \u0939\u0948\u0902?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u2705 \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SBI Insta Savings Account<\/strong><\/li>\n\n\n\n<li><strong>PNB Digital Saving Account<\/strong><\/li>\n\n\n\n<li><strong>Bank of Baroda Insta Account<\/strong><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u2705 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u092c\u0948\u0902\u0915:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kotak 811 (Kotak Mahindra Bank)<\/strong><\/li>\n\n\n\n<li><strong>IDFC FIRST Bank<\/strong><\/li>\n\n\n\n<li><strong>HDFC Insta Account<\/strong><\/li>\n\n\n\n<li><strong>Axis ASAP (Axis Bank)<\/strong><\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u2705 \u0921\u093f\u091c\u093f\u091f\u0932\/\u092a\u0947\u092e\u0947\u0902\u091f \u092c\u0948\u0902\u0915:<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Airtel Payments Bank<\/strong><\/li>\n\n\n\n<li><strong>Paytm Payments Bank<\/strong><\/li>\n\n\n\n<li><strong>India Post Payments Bank (IPPB)<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcf2 2. \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c (Mobile Ready Format)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c<\/th><th>\u091c\u0930\u0942\u0930\u0940<\/th><\/tr><\/thead><tbody><tr><td>\u0906\u0927\u093e\u0930 \u0915\u093e\u0930\u094d\u0921<\/td><td>\u2705 \u091c\u0930\u0942\u0930\u0940 (KYC \u0915\u0947 \u0932\u093f\u090f)<\/td><\/tr><tr><td>\u092a\u0948\u0928 \u0915\u093e\u0930\u094d\u0921<\/td><td>\u2705 \u091c\u0930\u0942\u0930\u0940 (Tax Compliance)<\/td><\/tr><tr><td>\u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930<\/td><td>\u2705 OTP \u0914\u0930 UPI \u0915\u0947 \u0932\u093f\u090f<\/td><\/tr><tr><td>Email ID<\/td><td>\u0935\u093f\u0915\u0932\u094d\u092a \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902, \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917\u0940<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>\ud83d\udccc \u091f\u093f\u092a:<\/strong> \u0938\u092d\u0940 \u0921\u0949\u0915\u094d\u092f\u0941\u092e\u0947\u0902\u091f \u0915\u094b \u092b\u094b\u091f\u094b \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0914\u0930 PDF \u092e\u0947\u0902 \u092e\u094b\u092c\u093e\u0907\u0932 \u092e\u0947\u0902 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0938\u0947\u0935 \u0930\u0916\u0947\u0902\u0964<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcdd 3. \u0938\u094d\u091f\u0947\u092a-\u092c\u093e\u092f-\u0938\u094d\u091f\u0947\u092a: \u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0915\u0948\u0938\u0947 \u0916\u094b\u0932\u0947\u0902?<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\u0909\u0926\u093e\u0939\u0930\u0923: <strong>Kotak 811 Zero Balance Account<\/strong><\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Play Store<\/strong> \u0938\u0947 <strong>Kotak 811 App<\/strong> \u0907\u0902\u0938\u094d\u091f\u0949\u0932 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u201cOpen 811 Account\u201d \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u0914\u0930 OTP \u0938\u0947 \u0935\u0947\u0930\u0940\u092b\u093e\u0908 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u0928\u093e\u092e, \u091c\u0928\u094d\u092e\u0924\u093f\u0925\u093f, PAN \u0914\u0930 Aadhaar \u0928\u0902\u092c\u0930 \u0921\u093e\u0932\u0947\u0902<\/li>\n\n\n\n<li><strong>Aadhaar OTP \u0906\u0927\u093e\u0930\u093f\u0924 e-KYC<\/strong> \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u0935\u0940\u0921\u093f\u092f\u094b KYC \u0915\u0947 \u0932\u093f\u090f \u0915\u0948\u092e\u0930\u093e \u091a\u093e\u0932\u0942 \u0915\u0930\u0947\u0902 \u2013 \u0906\u0927\u093e\u0930 \u0926\u093f\u0916\u093e\u090f\u0902, \u0938\u0935\u093e\u0932\u094b\u0902 \u0915\u093e \u091c\u0935\u093e\u092c \u0926\u0947\u0902<\/li>\n\n\n\n<li>\u0905\u0915\u093e\u0909\u0902\u091f \u0916\u0941\u0932 \u091c\u093e\u090f\u0917\u093e \u2192 \u0905\u0915\u093e\u0909\u0902\u091f \u0928\u0902\u092c\u0930, IFSC \u0924\u0941\u0930\u0902\u0924 \u092e\u093f\u0932\u0947\u0917\u093e<\/li>\n\n\n\n<li>\u0935\u0930\u094d\u091a\u0941\u0905\u0932 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0924\u0941\u0930\u0902\u0924 \u090f\u0915\u094d\u091f\u093f\u0935\u0947\u091f \u0939\u094b \u091c\u093e\u090f\u0917\u093e<\/li>\n\n\n\n<li>\u0910\u092a \u0938\u0947 UPI, NEFT, IMPS \u0938\u092c \u091a\u093e\u0932\u0942<\/li>\n<\/ol>\n\n\n\n<p>\u2705 \u092a\u0942\u0930\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e 15 \u092e\u093f\u0928\u091f \u092e\u0947\u0902<br>\u2705 \u20b90 \u092e\u093f\u0928\u093f\u092e\u092e \u092c\u0948\u0932\u0947\u0902\u0938<br>\u2705 ATM \u0915\u093e\u0930\u094d\u0921 \u092b\u093f\u091c\u093f\u0915\u0932 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0921\u093e\u0915 \u0938\u0947 \u092d\u0940 \u0906 \u0938\u0915\u0924\u093e \u0939\u0948<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83c\udfe6 4. \u0905\u0928\u094d\u092f \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u092a\u094d\u0930\u094b\u0938\u0947\u0938 \u0915\u093e \u0938\u093e\u0930\u093e\u0902\u0936<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u092c\u0948\u0902\u0915<\/th><th>\u0910\u092a \u0915\u093e \u0928\u093e\u092e<\/th><th>\u0916\u093e\u0924\u093e \u092a\u094d\u0930\u0915\u093e\u0930<\/th><th>KYC \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/th><\/tr><\/thead><tbody><tr><td>SBI<\/td><td>YONO SBI<\/td><td>Insta Saving<\/td><td>Aadhaar OTP + \u0936\u093e\u0916\u093e KYC \u092c\u093e\u0926 \u092e\u0947\u0902<\/td><\/tr><tr><td>PNB<\/td><td>PNB One<\/td><td>Online Saving<\/td><td>Aadhaar OTP + Branch Visit (7 \u0926\u093f\u0928 \u092e\u0947\u0902)<\/td><\/tr><tr><td>HDFC<\/td><td>HDFC MobileBanking<\/td><td>Insta Account<\/td><td>Video KYC<\/td><\/tr><tr><td>Axis<\/td><td>Axis Mobile<\/td><td>ASAP Account<\/td><td>Video KYC<\/td><\/tr><tr><td>IDFC<\/td><td>IDFC FIRST App<\/td><td>Full KYC Savings<\/td><td>Aadhaar e-KYC<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcb3 5. \u0916\u093e\u0924\u093e \u0916\u0941\u0932\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0915\u094d\u092f\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0902?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2705 \u0905\u0915\u093e\u0909\u0902\u091f \u0928\u0902\u092c\u0930 \u0914\u0930 IFSC<\/li>\n\n\n\n<li>\u2705 \u092e\u094b\u092c\u093e\u0907\u0932 \u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/li>\n\n\n\n<li>\u2705 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 (Virtual \u0914\u0930 Physical)<\/li>\n\n\n\n<li>\u2705 UPI ID<\/li>\n\n\n\n<li>\u2705 \u092a\u093e\u0938\u092c\u0941\u0915 (PDF \u092f\u093e \u0911\u0928\u0932\u093e\u0907\u0928)<\/li>\n\n\n\n<li>\u2705 Auto FD, Bill Pay, Recharge<\/li>\n\n\n\n<li>\u2705 \u0905\u0915\u093e\u0909\u0902\u091f \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u0921\u093e\u0909\u0928\u0932\u094b\u0921<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\ud83d\udcf1 Mobile + PC Friendly \u0924\u0930\u0940\u0915\u093e (Table)<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u0938\u0947\u0935\u093e<\/th><th>\u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947<\/th><th>PC \/ \u0935\u0947\u092c\u0938\u093e\u0907\u091f<\/th><\/tr><\/thead><tbody><tr><td>\u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u093e<\/td><td>\u0910\u092a \/ \u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u093e\u0907\u091f<\/td><td>\u0915\u0941\u091b \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u092a\u094b\u0930\u094d\u091f \u0915\u0930\u0924\u0940 \u0939\u0948\u0902<\/td><\/tr><tr><td>KYC \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/td><td>\u0915\u0948\u092e\u0930\u093e \u0938\u0947 \u0935\u0940\u0921\u093f\u092f\u094b KYC<\/td><td>\u0915\u0941\u091b \u092c\u0948\u0902\u0915 \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0938\u0947 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0947<\/td><\/tr><tr><td>\u092a\u093e\u0938\u092c\u0941\u0915 \u0926\u0947\u0916\u0928\u093e<\/td><td>\u0910\u092a \u0938\u0947 PDF \u092a\u093e\u0938\u092c\u0941\u0915<\/td><td>\u0928\u0947\u091f\u092c\u0948\u0902\u0915\u093f\u0902\u0917<\/td><\/tr><tr><td>UPI \u0938\u0947\u091f\u0905\u092a<\/td><td>\u0910\u092a \u0915\u0947 \u0905\u0902\u0926\u0930<\/td><td>BHIM\/Google Pay \u092e\u0947\u0902 \u0932\u093f\u0902\u0915<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u2699\ufe0f Advanced Tip (For Rural \/ Hindi Users)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Google Indic Keyboard \u0938\u0947 \u092b\u0949\u0930\u094d\u092e \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902 \u092d\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n\n\n\n<li>Google Drive \u092e\u0947\u0902 \u0938\u092d\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c (PDF) \u0938\u0947\u0935 \u0915\u0930\u0915\u0947 \u0930\u0916\u0947\u0902<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u0910\u092a \u092e\u0947\u0902 Passcode \u0914\u0930 Biometric \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091c\u093c\u0930\u0942\u0930 \u0911\u0928 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>KYC \u0915\u0947 \u0938\u092e\u092f \u0915\u0948\u092e\u0930\u093e \u0938\u093e\u092b \u0930\u0916\u0947\u0902, \u0936\u093e\u0902\u0924 \u091c\u0917\u0939 \u092a\u0930 \u092c\u0948\u0920\u0947\u0902<\/li>\n\n\n\n<li>\u0935\u0940\u0921\u093f\u092f\u094b KYC \u092e\u0947\u0902 \u091c\u094b \u0915\u0939\u093e \u091c\u093e\u090f, \u0938\u093e\u092b-\u0938\u093e\u092b \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902 \u091c\u0935\u093e\u092c \u0926\u0947\u0902<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\uded1 Warning (Avoid These Mistakes)<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092b\u0930\u094d\u091c\u0940 \u092c\u0948\u0902\u0915 \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092a\u0930 \u0915\u092d\u0940 \u0921\u0949\u0915\u094d\u092f\u0942\u092e\u0947\u0902\u091f \u0905\u092a\u0932\u094b\u0921 \u0928 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>\u0915\u093f\u0938\u0940 \u0938\u0947 OTP, Aadhaar, PAN \u0936\u0947\u092f\u0930 \u0928 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>Paytm Bank \u092f\u093e Airtel Bank \u0916\u094b\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930 \u0915\u094b \u092a\u0948\u0938\u0947 \u0928 \u0926\u0947\u0902 \u2013 \u092f\u0947 \u092b\u094d\u0930\u0940 \u0939\u0948\u0902<\/li>\n\n\n\n<li>\u0916\u093e\u0924\u093e \u0916\u0941\u0932\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0909\u092a\u092f\u094b\u0917 \u0928 \u0915\u0930\u0947\u0902 \u0924\u094b \u092c\u0948\u0902\u0915 \u0909\u0938\u0947 \u092c\u094d\u0932\u0949\u0915 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948<\/li>\n<\/ul>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1751997843492\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">\u0915\u094d\u092f\u093e \u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0928\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0939\u093e\u0901, \u092f\u0926\u093f \u0906\u092a \u092c\u0948\u0902\u0915 \u0915\u0940 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0910\u092a \u092f\u093e \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u0947 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751997858576\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">\u0915\u094d\u092f\u093e Zero Balance \u0905\u0915\u093e\u0909\u0902\u091f \u092e\u0947\u0902 \u0915\u094b\u0908 \u091a\u093e\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u093e?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0928\u0939\u0940\u0902, \u091c\u092c \u0924\u0915 \u0906\u092a \u0924\u092f \u0932\u093f\u092e\u093f\u091f \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u2014 \u0915\u094b\u0908 \u091a\u093e\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u0932\u0917\u0924\u093e\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751997879631\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">\u0915\u094d\u092f\u093e Aadhaar \u0938\u0947 \u0924\u0941\u0930\u0902\u0924 KYC \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0939\u093e\u0901, \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u0906\u0927\u093e\u0930 \u0938\u0947 \u0932\u093f\u0902\u0915 \u0939\u0948 \u0924\u094b OTP \u0938\u0947 \u0924\u0941\u0930\u0902\u0924 KYC \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751997892271\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">\u0915\u094d\u092f\u093e \u092c\u093f\u0928\u093e PAN \u0915\u093e\u0930\u094d\u0921 \u0915\u0947 \u0916\u093e\u0924\u093e \u0916\u0941\u0932 \u0938\u0915\u0924\u093e \u0939\u0948?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0915\u0941\u091b \u092a\u0947\u092e\u0947\u0902\u091f \u092c\u0948\u0902\u0915 \u091c\u0948\u0938\u0947 Airtel \u092f\u093e IPPB \u092e\u0947\u0902 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u093e\u0915\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1751997903767\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\">\u0915\u094d\u092f\u093e \u092f\u0947 \u0905\u0915\u093e\u0909\u0902\u091f \u0938\u092d\u0940 \u0938\u0930\u0915\u093e\u0930\u0940 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0909\u092a\u092f\u094b\u0917 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948?<\/h3>\n<div class=\"rank-math-answer\">\n\n<p>\u0939\u093e\u0901, \u092f\u0947 \u0916\u093e\u0924\u0947 DBT (Direct Benefit Transfer), LPG \u0938\u092c\u094d\u0938\u093f\u0921\u0940, \u091c\u0928\u0927\u0928 \u0906\u0926\u093f \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0928\u094d\u092f \u0939\u0948\u0902\u0964<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h5 class=\"wp-block-heading\">\ud83d\udca1 Final Tips \u2013 Free \u092e\u0947\u0902 Time \u092d\u0940 \u092c\u091a\u093e\u090f\u0902<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u090f\u0915 \u0939\u0940 \u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u0938\u0947 2\u20133 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0905\u0915\u093e\u0909\u0902\u091f \u0928 \u0916\u094b\u0932\u0947\u0902 \u2013 KYC \u0915\u0902\u092b\u094d\u0932\u093f\u0915\u094d\u091f \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948<\/li>\n\n\n\n<li>\u0935\u0940\u0921\u093f\u092f\u094b KYC \u0915\u0947 \u0938\u092e\u092f \u0906\u0927\u093e\u0930 \u0915\u093e\u0930\u094d\u0921 \u0914\u0930 \u092a\u0948\u0928 \u0939\u093e\u0925 \u092e\u0947\u0902 \u0930\u0916\u0947\u0902<\/li>\n\n\n\n<li>\u0905\u0917\u0930 \u0906\u092a\u0915\u093e \u0917\u093e\u0902\u0935 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u0938\u0947 \u0915\u092e\u091c\u094b\u0930 \u0939\u0948 \u0924\u094b \u0910\u092a Lite Version \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0947\u0902<\/li>\n\n\n\n<li>UPI ID \u0915\u094b Google Pay, PhonePe \u0938\u0947 \u0932\u093f\u0902\u0915 \u0915\u0930\u0947\u0902 \u2013 \u092d\u0941\u0917\u0924\u093e\u0928 \u0906\u0938\u093e\u0928 \u0939\u094b \u091c\u093e\u090f\u0917\u093e<\/li>\n\n\n\n<li>\u0939\u0930 \u0939\u092b\u094d\u0924\u0947 \u0905\u0915\u093e\u0909\u0902\u091f \u0938\u094d\u091f\u0947\u091f\u092e\u0947\u0902\u091f \u091a\u0947\u0915 \u0915\u0930\u0947\u0902 \u2013 \u0917\u0921\u093c\u092c\u0921\u093c\u0940 \u0924\u0941\u0930\u0902\u0924 \u092a\u0915\u0921\u093c\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h6 class=\"wp-block-heading\">\ud83d\udcda Sources<\/h6>\n\n\n\n<ul class=\"wp-block-list\">\n<li>kotak811.com<\/li>\n\n\n\n<li>yono.sbi<\/li>\n\n\n\n<li>axisbank.com<\/li>\n\n\n\n<li>hdfcbank.com<\/li>\n\n\n\n<li>pnbindia.in<\/li>\n\n\n\n<li>airtel.in\/payments-bank<\/li>\n\n\n\n<li>paytmbank.com<\/li>\n\n\n\n<li>incometax.gov.in (PAN Link Verification)<\/li>\n<\/ul>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u091c\u093e\u0928\u093f\u090f \u0915\u0948\u0938\u0947 \u0938\u093f\u0930\u094d\u092b \u092e\u094b\u092c\u093e\u0907\u0932 \u0938\u0947 \u0918\u0930 \u092c\u0948\u0920\u0947 \u092b\u094d\u0930\u0940 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0916\u094b\u0932\u0947\u0902 \u2014 \u0906\u0927\u093e\u0930 \u0914\u0930 \u092a\u0948\u0928 \u0938\u0947 KYC, \u092e\u094b\u092c\u093e\u0907\u0932 \u0935\u0947\u0930\u093f\u092b\u093f\u0915\u0947\u0936\u0928 \u0914\u0930 \u0911\u0928\u0932\u093e\u0907\u0928 \u092b\u0949\u0930\u094d\u092e \u0915\u0940 \u092a\u0942\u0930\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0939\u093f\u0902\u0926\u0940 \u092e\u0947\u0902\u0964<\/p>","protected":false},"author":1,"featured_media":3593,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[492],"tags":[582,583,580,581,584],"class_list":["post-3590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-492","tag-582","tag-583","tag-580","tag-581","tag-584"],"_links":{"self":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/comments?post=3590"}],"version-history":[{"count":3,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3590\/revisions"}],"predecessor-version":[{"id":3594,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/posts\/3590\/revisions\/3594"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media\/3593"}],"wp:attachment":[{"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/media?parent=3590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/categories?post=3590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smartgyantips.in\/hi\/wp-json\/wp\/v2\/tags?post=3590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}